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Don't use ZIPPAY, they SUCK your wallet dry

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Don't use ZIPPAY, they SUCK your wallet dry. They can change their terms and conditions when they like it. Afterpay is great no fees.  Zippay has monthly fees that have increased a lot in the last year, first, they were $6 then $7.95 and now at the end of July, they are increasing to $9.95. This is from their documentation: We can vary the Contract We can vary certain Terms and Conditions without your consent. We will usually give you notice before we do this, but we don't always have to. If you're unhappy with a change, you can terminate your Account – see clause 20.  They say if you don't like it end your contract. This means paying them out.  I live on the sunny Gold Coast Solar energy is perfect for here. I used ZIPPAY to buy Solarhart solar panels which are great. The problem is that it was agreed to a 5-year contract, but ZIP Pay keep increasing their fees toward the end of the term, they want this payment to go on forever. It seems this type of credit industry is